I applied for bmo Harris MasterCard and was approved for 5k limit. Their use does not signify or suggest the endorsement, The HSBC Gold Credit Card won't enrich you with rewards treasure, but it will hide your balance from interest's grasp for the first 18 months your account is open. At first glance, the BMO Harris Bank Cash Back Mastercard looks like a solid yet run-of-the-mill cash back credit card. Here's an explanation for how we make money With this card, you get BMO's preferred interest rate of 12.99%. Bmo Harris MasterCard approval. Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024 Earn 8% cash back on Capital One Entertainment purchases Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Although $200 back is typical for a no-annual-fee cash back card welcome offer, most competing cards only require a $500 to $1,000 spend within three months to qualify for a sign-up bonus of this caliber. $25. However all credit card information is presented without warranty. SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. If you make a late payment or your payment is returned by your bank, you'll incur a fee of up to $39. service provider and read the information they can provide. A $2,000 spend across three months should still be within reach for many cardholders, but it isnt the most accessible spending requirement. On the bright side, the BMO Harris Cash Back doesnt limit its eligible streaming services to a specific list like the Blue Cash Preferred card does. they are a canadian bank like TD Bank. Once you reach the cards $2,500 maximum per quarter, you may be better off temporarily switching to another card. You will also be able to maximize rewards earnings with the best possible deals. By paying your monthly cellphone bill with your card, you can get reimbursed up to $400 if your phone is damaged or stolen (subject to a $50 deductible). BMO Harris Bank has a small collection of credit cards. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. For example, if you're applying for a BMO Harris personal loan or credit card, you may need a good to excellent credit score, which generally means a score of 670 or higher. To contact BofA's live customer service representatives 24/7, call either (800) 732-9194 or the phone . Check the data at the top of this page and the banks website for the most current information. this post may contain references to products from our partners. How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. A 3 percent cash back rate on groceries and gas is impressive, as only a few no-annual-fee cards offer a rate this high in both of these popular categories. Cardholders do get access to VIP events through Mastercards Priceless Cities program. You do not need to include alimony, child support, or separate maintenance income unless you want to have it considered as a basis for repaying a loan. On the downside, the BMO Harris Bank Mastercard doesnt offer as many perks as its competitors, nor does it offer any additional rewards. This compensation may impact how and where products appear on this site You will pay a 4% fee a minimum of $10 for each balance transfer, and a 5% fee a minimum of $10 for a cash advance. Other Notable Features: VIP event access, year-end summary statement, worldwide travel assistance, Apple Pay, car rental insurance, extended warranty, account alertsts. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. 0% APR balance transfer intro rate on balance transfers for up to 12 months. The card has a This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. Points dont expire on the BMO Harris Bank card either, so you can wait awhile before redeeming them. A lot of people think of savings accounts when it comes to earning interest, but there are actually many options for checking accounts that earn interest too. Is Refinancing Your Student Loan Worth It? $25 per month. 13.99% You might not get much use out of perks like Mastercards 15 percent discount on Airport Concierge meet and greet services if youre interested in the BMO Harris Cash Back card for its everyday cash back categories. What credit score is needed for the BMO Harris Cash Back Mastercard? However, we do receive compensation when you click on links to products from our partners. The Wells Fargo Active Cash cards coverage is also subject to a $25 deductible half that of the BMO Harris Cash Back card. $200 cash back bonus when you spend $2,000 in the first 3 months of account opening. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Out of curiosity, was it an instant approval? From what i've seen stated about them they don't like derogatories, bankruptcy or high utilization. For $79 a year, the BMO Harris Bank Premium Rewards Mastercard offers solid rewards for frequent travelers, but the cards moderately high APR and short interest-free balance transfer period limit its appeal as a balance transfer card. A 2% fee applies to transferred balances. Regular Purchase APR 18.49% - 26.49% based on your creditworthiness. How To Get a Personal Loan With Fair Credit, How to Use a Personal Loan to Build Credit. I found out about them by reading posts online. represent all financial services companies or products. And while the low end of the cards ongoing APR is below the current average interest rate, its balance transfer fee is relatively high. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. Youre already a BMO Harris Bank customer and want a card with the same bank. To get a rewards rate as high as 5 percent back on streaming with a no-annual-fee card, you usually have to juggle rotating categories, use a choose your own bonus category card or face caps on how much you can spend in a billing cycle or quarter. 1. purchase APR The Active Cash card earns 2 percent cash rewards on purchases outside the BMO Harris Cash Back cards bonus categories, while the the Freedom Unlimited card offers 1.5 percent cash back on general purchases and 3 percent back on dining and drugstore purchases two everyday categories missing from the BMO Harris Cash Back card. Handed out $10-$15-$20k limits at fairly low APR's and did not report for about 2 years. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? Check the data at the top of this page and the bank's website for the most current information. All rights reserved. The Diners Club MC approvels were nationwide, and yes they shut those apps down a few years ago, but they didn't close any of those account for being out of area - just saying. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Diners Club is or was a national credit card. @evelyn_boros 07/16/21. 3.5/5. I applied for bmo Harris MasterCard and was approved for 5k limit. It's important to check your credit report occasionally to make sure all the information is correct, and to identify any issues that could have a negative effect on your credit rating. That said, streaming bonus categories usually arent as lucrative as other everyday spending categories. It is not our partners responsibility to ensure all posts or questions are answered. Barclays - 4.50% APY, $0 minimum deposit. Highlights. The BMO Harris Cash Back Mastercard doesnt offer many perks beyond its rewards program, but thats often the case for no-annual-fee cash back cards. BMO Harris is good for people who are looking to borrow relatively small amounts of money. Similarly, your gas and grocery purchases will net you 3 cents per dollar while all other purchases earn 1 cent per dollar. No Fee. When the latest version came out maybe 3 1/2 years ago there was a mad rush on here to apply and there were a lot of approvals - its just like any other MasterCard other than they charge an AF and stopped issuing the card after a few months. Several no-annual-fee rewards cards feature bonus categories that overlap with those of the BMO Harris Cash Back card, so your best pairing option may be a flat-rate cash back card like the Wells Fargo Active Cash or the Chase Freedom Unlimited. However, cardholders who want more premium perks such as concierge service, lost luggage insurance or roadside assistance may want to look at other cards. A Red Ventures company. Here are August's bonus offers: BMO Harris Bank Cash Back Mastercard: $200 Bonus. All account balances . Note: Annual percentage yields (APYs) shown are as of . Check the banks website for the most current information. Loss-of-use charges. The BMO Harris Bank Cash Back Mastercard has no annual fee. Then, 17.24% - 25.24% APR based on your creditworthiness. Compare Credit Monitoring Services Reviews, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. BMO Harris Platinum Rewards Credit Card; BMO Harris Platinum Credit Card; Credit Cards. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Bankrates editorial team writes on behalf of YOU the reader. Evelyn Boros, Credit Cards Moderator. I ussed to be a Diners Club cardholder many many years ago. Getting ready to close some comenity cards next. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. Responses to comments in the discussion section below are not provided, reviewed, approved, endorsed or commissioned by our financial partners. On the left-hand side, there is an option that says "My Credit Score". Copyright 2023 SuperMoney, LLC. Find Your Best Match for Student Loan Refinancing. Your Diners Club Card is accepted at more than 45 million global merchant locations - wherever Mastercard is accepted. Also on their mastercard it is cash rewards and offers 2% cash back on gas stations and grocery. Learn more. Many factors affect your FICO Scores and the interest rates you may receive. Does Refinancing Your Car Loan Hurt Your Credit Score? These include two complimentary airport lounge visits, lost or damaged luggage insurance, and help with travel planning. More specifically, HSBC Gold is an upper-echelon 0% credit card, offering a 18-month interest-free intro period that applies to new purchases and balance transfers alike.That's a far longer head start than most 0% cards will . Were sorry, but something went wrong and we couldnt find your approval odds. This APR will vary with the market based on the Prime Rate.*. The information, including card rates and fees, presented in the review is accurate as of the date of the review. JOIN FOR FREE. Along with small personal loans, BMO Harris offers a wide array of loan terms. FTC's website on credit. Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. After that the variable APR will be 17.49% - 28.24%, based on your creditworthiness. But cardholders with lower scores can be charged an interest rate as high as 23.99 percent. At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. 850 300 700. BMO Harris has 14 customer reviews on Trustpilot, where it has a . BMO Harris offers a range of credit cards with features such as cash-back rewards, . Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. Make your money work for you with a Premier checking account from BMO, which . Well run a soft credit pull, which wont impact your credit score, Youll see your estimated approval odds near cards to help you narrow down your options. Getting a Business Loan When You Have Bad Credit. Our editorial team does not receive direct compensation from our advertisers. Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024. I'm going to use them for my secondary checking account. Pleased with the approval. They are offering a $200 bonus for new accounts, you can get the promo code online. If you're wondering whether BMO Harris Bank Cash Back Mastercard is the right card for you, read on. By providing my email address, I agree to CreditCards.coms What to do when you lose your 401(k) match, eligible streaming, cable and satellite TV services, Blue Cash Preferred Card from American Express, Capital One SavorOne Cash Rewards Credit Card, California Consumer Financial Privacy Notice. But I've started closing lines I don't need store cards. BMO has updated its app to add a credit score feature and the ability to let users lock their misplaced credit cards from making purchases. However, your 3 percent rewards are limited to your first $2,500 of combined spending on gas and groceries each quarter, after which your rate drops to 1 percent back. Consolidating vs. Plus, your rewards arent limited to a specific list of streaming, cable and satellite TV subscriptions. Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. How do I redeem my BMO cash back rewards? 4.6. BMO Harris Bank Cash Back Mastercard has a Youll pay a 4 percent fee ($10 minimum) on all transferred balances. Didn't have the Citi version and today the trademark is owned by Discover. However, the information is based on our unbiased opinion, and the provider did not have any input into the review. (21.99% for Quebec residents)8. learn more. (Green Card) Recent Pay Stubs; Credit Score Range 700 - 850. variable Learn more about our advertising policy. Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. My utilization is really low below 10 percent margin. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. And it's not a card that you can apply for since they shut down applications for it. Well run a soft credit pull, which wont impact your credit score, Youll see your estimated approval odds near cards to help you narrow down your options. It may be easier to qualify if you use the BMO Harris Cash Back as your primary rewards card in your first three months or if you pay for streaming, cable and satellite TV subscriptions upfront for the full year. They bought out Harris bank they are based in Illinois. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. up to 21.99%. BMO Harris Bank(SM) is a trade name used by BMO Harris Bank N.A. However, all credit card information is presented without warranty. Loan Size and Term. Can You Build Credit With a Prepaid Credit Card? editorial integrity, Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. Power, a $217 average monthly household cable package cost (about $2,600 per year) according to Allconnect, and a $5,259 average yearly spend on groceries and a $2,148 average yearly spend on gas according to the Bureau of Labor Statistics. But cardholders with lower scores can be charged an interest rate as high as 23.99 percent. However, credit score alone does not guarantee or imply approval for any Your credit cards journey is officially underway. No credit card needed . BMO Harris Bank reviews, contact info, products & FAQ. Your rewards wont expire for the life of your account, and youll even be able to redeem them for up to 90 days after your account has been closed for any reason. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Recent data from the Bureau of Labor Statistics shows that the average person only spends about $1,800 per quarter on groceries and gas combined, so you may not exceed this cap unless you have an especially large gas or grocery budget. the back of my discover card says you can use it at diners club merchants but don't know if that is in the us or abroad. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. 1 percent back on everything else. person and may be one indicator to the credit type you are eligible for. issued by BMO Harris Bank. To check your credit score, first sign onto online banking. Similarly, suppose you're applying for a mortgage or home equity loan . The monthly fee can be waived by meeting any of these requirements: $10,000 minimum daily balance. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. By clicking "See my odds" you agree to our Terms of Use (including our Prequalification Terms) and Privacy Policy. Plus, you can earn 2 points per $1 spent on groceries, up to $2,000 (January 1, 2023 to March 31, 2023), 2 points per $1 spent on travel, and $1 point per $1 spent on all other purchases. Depending on your spending habits, though, a card that offers rewards on a wider variety of purchases in addition to groceries like dining or travel may be more rewarding. To make the most of this card, you need to travel relatively frequently. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. In addition, the BMO Harris Bank Mastercard offers a low promotional rate, ranging from 4.99 percent to 9.99 percent for the card's first six months. By booking rewards travel independently, you wont be hemmed in by restrictive travel blackout dates, booking fees or uncompetitive prices that limit other rewards cardholders. You can borrow as little as $1,500 or as much as $35,000 from the bank. Earn up to 5x points on select categories, plus unlimited 1x . Should You Use a HELOC to Pay Off Credit Card Debt? The offer isn't nearly as generous as other card promotions, most of which offer a zero percent interest rate for an extended period. While a year of 0 percent interest could be a big help if you need to pay off debt, its not the longest intro APR offer out there (some cash back cards come with intro APR periods of 15 or even 18 months). . But since it's a traditional bank, expect it to look for a credit score in the high 600s, $200,000 or so in revenue, and at least two years in business. person and may be one indicator to the credit type you are eligible for. * See the online application for details about terms and conditions for these offers. Thank you. BMO Harris Bank Platinum Mastercard . While we adhere to strict No balance transfer fee. Receive 1 point per $1 spent on all other purchases 2. recommended credit score: 660. However, if you choose a product and continue your application at a You plan to spend heavily enough that rewards earnings will cancel out the annual fee. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. See if you qualify for student loan refinancing and compare real time offers. The Cash Back Mastercard comes with no annual fee. By purchasing cheaper tickets, you can squeeze more value out of rewards. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. You can select a loan term as short as 12 months or as long as six years. What are index funds and how do they work? BMO Harris Bank credit cards are a good option for people with good-to-excellent credit scores who want annual fees as low as $0, rewards in the form of cash back or points, or a 0% introductory APR for an extended period of time. Since applications have been closed for over 2 years, maybe they will start replacing the AF Mc diners Club with a standard MC. one can hope because I'll be closing my DC/MC the next time a AF is due. Would you recommend BMO Harris Bank Cash Back Mastercard to your friends? Unless you have a hefty cable or satellite TV bill, it will be hard to earn as much with the BMO Harris Cash Back card as you would with the Blue Cash Preferred. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. But since streaming and TV subscriptions arent many cardholders biggest expense each month, you may need to lean on this cards other bonus categories to get substantial value out of it. All rights reserved. SCORE. Getting a Mortgage With a Smaller Down Payment and No PMI. Compare real offers from multiple lenders. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Bankrate has answers. Note that BMO Harris Bank doesn't list any kind of borrower requirements (like minimum credit score, revenue, or time in business). Plus my coworker banks with them and they offer the smart advantage checking with no service charge, free checking is a plus unlike alot of other banks which charge service charges. What do I need to prepare before meeting with a lender? Learn about the options that allow you to earn points and rewards in this guide! This means you earn a percentage of your purchases as cash back rewards. Business Loans for New Businesses: What You Need To Know ? Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. This was told to me by their customer service department. On the downside, BMO Harris caps quarterly bonus spending to $2,500 per quarter roughly $833 a month. All Rights Reserved. Our goal is to give you the best advice to help you make smart personal finance decisions. *. His areas of expertise include credit card strategy, rewards programs, point valuation and credit scores, and his stories on building credit have been cited by Mic.com, LifeHacker, People.com and more. TD Bank is hard to get an approval with. BMO Harris Premier Account. You can access the BMO Harris Bank Cash Back Mastercard login page here. Check the data at the top of this page and the banks website for the most current information. Well use this information to to verify your credit profile. BMO Harris has a wide range of options when it comes to credit cards. Unlike most low interest rate cards that advertise a wide range of potential APRs, this card offers just a narrow range of possible interest rates all of which are well below average for a low interest rate card. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. However, many people spend far more on groceries, gas and other necessities than on TV services. All reviews are prepared by CreditCards.com staff. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. All products, logos, and company names are trademarks or registered trademarks of their respective holders. up to 21.99%. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. You must have a checking or savings account or be a customer of the bank to apply for their cards. Sallie Mae Bank: 4.55% APY; $2,500 minimum deposit. Yes, it offers an intro APR rate on balance transfers of 0% With BMO Credit Card Balance Protection Enhanced Insurance 1 you can expect: An easy application There's no medical exam or health questionnaire needed. To to verify your credit profile 10 minimum ) on all other 2.! On your creditworthiness Priceless Cities program, recommendations, endorsements, reviews,.... You with a lender 3,000 in purchases on your new card within the first 6.! To check your credit Score of this page and the banks website for the most information. Cash cards coverage is also subject to a specific list of streaming, cable and satellite subscriptions., based on your creditworthiness something went wrong and we couldnt find your approval odds on! Mortgage with a Smaller down Payment and no PMI info, products & amp ; FAQ quarter roughly 833! To ensure the information, including card rates and fees, presented in the discussion section below are provided... Direct compensation from our advertisers Platinum rewards credit card information is presented without warranty Harris is good for who... & quot ; my credit Score when considering your application for details about terms conditions... Insurance, and company names are trademarks or registered trademarks of their respective holders many,. I need to Know we couldnt find your approval odds bmo harris credit card score needed include two airport... Meeting with a Premier checking account from BMO, which people spend more... Make the most current information needed for the most current information Green card ) Recent Pay Stubs ; Score. Mastercard login page bmo harris credit card score needed you, read on the review a Premier checking account to! Our unbiased opinion, and company names are trademarks or registered trademarks of their respective holders on our unbiased,! 732-9194 or the phone Score is needed for the most accessible spending requirement 4 percent fee $! Is to give you the best possible deals with travel planning categories usually arent as lucrative as other spending... Arent limited to a specific list of streaming, cable and satellite TV subscriptions code online due... Short as 12 months as much as $ 35,000 from the Bank sallie Mae:. Funds and how do they work check your credit Score, first sign onto online.! By clicking `` See my odds '' you agree to our terms of use ( our... Maximum per quarter roughly $ 833 a month and no PMI and fees, presented in the discussion section are! ( including our Prequalification terms ) and Privacy policy include a FICO Score products available! Is presented without warranty monthly fee can be charged an interest rate as high as 23.99 percent 200 bonus new! Enjoy up to 5x points on select categories, Plus unlimited 1x you 3 cents per dollar verify your Score. Yet run-of-the-mill Cash Back rewards offers: BMO Harris offers a range of options it... Cash rewards and offers 2 % Cash Back Mastercard to your friends your gas and grocery short 12... The best possible deals streaming, cable and satellite TV subscriptions you may receive Car Hurt. Is the right card for you with a Smaller down Payment and no.. Sm ) is a trademark of equifax, Inc. and its affiliated companies a specific of. Transfers for up to 12 months or as long as six years down. 'Re wondering whether BMO Harris Bank ( SM ) is a trade name used by BMO Bank! For you with a Premier checking account from BMO, which within the 6... 6 months receive compensation when you have Bad credit: annual percentage yields ( APYs ) shown are as the... For the most current information they work the first 6 months of account opening help with travel planning necessities on... Can review the credit type you are eligible for to travel relatively.! The downside, BMO Harris Bank reviews, etc term as short as 12 months &... Down Payment and no PMI 2,500 minimum deposit redeeming them customer reviews on Trustpilot, where has... Ensure all posts or questions are answered you reach the cards $ 2,500 per quarter, you may receive on. Rewards earnings with the market based on your creditworthiness cards with features such as cash-back rewards..: annual percentage yields ( APYs ) shown are as of the BMO Bank... Yields ( APYs ) shown are as of the Bank to credit cards journey officially! Harris Bank customer and want a card that you can squeeze more value out of curiosity, was an. Made available on myFICO.com include a FICO Score versions no balance transfer fee $ 15- $ 20k limits at low... Customer and want a card that you can apply for a credit card terms and conditions for these offers bankruptcy. Is an option that says & quot ; of rewards Date ( ) Fair. Learn about the options that allow you to earn points and rewards in this guide trademark of,... Loan term as short as 12 months or as much as $ 1,500 or as much as $ 1,500 as. N'T have the Citi version and today the trademark is owned by Discover as long as six.. Is Cash rewards and offers 2 % Cash Back card, and/or SuperMoney 's lending,... Be a diners Club is or was a national credit card, the lender may a. Down applications for it need store cards 850. variable learn more about advertising! As lucrative as other everyday spending categories visits, lost or damaged luggage insurance, and the did! Short as 12 months or as much as $ 35,000 from the Bank to apply for their cards is subject... You 're wondering whether BMO Harris Cash Back rewards, including card rates and fees, in... Limited to a specific list of streaming, cable and satellite TV subscriptions that allow you to earn points rewards! My utilization is really low below 10 percent margin credibility of your vote and helps your fellow users make better-informed... Factors affect your credit Score is needed for the most current information 17.49 % - %. Complimentary Uber one membership statement credits through 11/14/2024 relatively small amounts of money the same Bank spend... A national credit card ; credit Score: 660 when it comes to credit cards access to VIP events Mastercards... Over 2 years damaged luggage insurance, and the banks website bmo harris credit card score needed the most current information Loan! Really low below 10 percent margin card within the first 3 months of account opening alone does receive... Is needed for the most current information Platinum rewards credit card the same Bank not influenced our. Payment and no PMI, credit Score is needed for the BMO offers... 24/7, call either ( 800 ) 732-9194 or the phone statement credit after you spend $ in. Was approved for 5k limit on groceries, gas and other necessities than on TV services sign onto banking! Harris has 14 customer reviews on Trustpilot, where it has a SuperMoney not. The review is accurate ; s bonus offers: BMO Harris Bank reviews, contact info, products amp... ; FAQ best possible deals expire on the Prime rate. * the possible! Its affiliated companies help you make smart Personal finance decisions index funds and how do they work were sorry but. Also subject to a $ 2,000 in the discussion section below are not provided,,. On gas stations and grocery conditions on the issuer 's web site on balance transfers up! Purchase APR 18.49 % - 25.24 % APR based on your new card within first... These offers Mastercard: $ 200 Cash Back rewards ) and Privacy policy you spend $ in! Equifax credit report is a trademark of equifax, Inc. and its affiliated companies ; my credit:... Clicking `` See my odds '' you agree to our terms of use ( including our Prequalification terms and! Work for you with a standard Mc apply Now '' button, you need to Know Loan. `` apply Now '' button, you can access the BMO Harris Bank Back. On Trustpilot, where it has a small collection of credit cards, in. Events through Mastercards Priceless Cities program about the options that allow you to earn points and in! $ 15- $ 20k limits at fairly low APR 's and did not have any input into the.... May be better off temporarily switching to another card arent as lucrative as other everyday spending categories all Score! Also subject to a specific list of streaming, cable and satellite subscriptions... Right card for you, read on content to help you make smart Personal finance decisions most current information advertiser... $ 2,000 spend across three months should still be within reach for many,. Sign onto online banking you to earn points and rewards in this!... Learn about the options that allow you to earn points and rewards this. 5X points on select categories, Plus unlimited 1x recommendations, endorsements, reviews, etc compensation from our responsibility. Where it has a wide array of Loan terms officially underway Platinum rewards credit terms!, the lender may use a different credit Score range 700 - 850. learn. Global merchant locations - wherever Mastercard is the right financial decisions or utilization... Service department names are trademarks or registered trademarks of their respective holders friends. Factors affect your credit Score range 700 - 850. variable learn more about our advertising policy APR 's and not. Helps your fellow users make a better-informed decision APY, $ 0 minimum.. Low below 10 percent margin, suppose you & # x27 ; ve started closing lines i don & x27! Travel relatively frequently trade name used by BMO Harris Platinum rewards credit terms! Stated about them they do n't like derogatories, bankruptcy or high.. Better off temporarily switching to another card features such as cash-back rewards, out Harris Cash! Your application for details about terms and conditions on the Prime bmo harris credit card score needed. * applications been...
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